Michalis S. Kilaras
Co-Founder & Co-CEO
Technology and Digital Assets
- 25+ years across banking, enterprise technology and digital finance
- Began his career at Goldman Sachs, New York
- Former Chief Technology Officer, Eurobank Cyprus
- MSc, Massachusetts Institute of Technology
Experience
A senior technology, banking and digital-finance executive with more than 25 years across capital markets technology, enterprise architecture and digital assets.
Michalis began his career at Goldman Sachs in New York, building real-time technology for U.S. listed-equities trading and connectivity with the New York Stock Exchange. He went on to senior technology leadership in banking, serving as Chief Technology Officer of Eurobank Cyprus and leading Digital Factory, Core Banking and Business Applications programmes at Bank of Cyprus.
His work now centres on the convergence of institutional finance, AI, blockchain and real-world asset tokenization, and he is the principal author of the Group’s frameworks for tokenized metal reserves, strategic-resource financing and sovereign infrastructure.
Expertise
- RWA tokenization architecture
- Digital-asset platforms and smart contracts
- Banking and capital-markets technology
- Digital-asset regulation and market structure
- Enterprise architecture and cloud
- Artificial intelligence and automation
- Cybersecurity and information-security governance
- Large-scale technology transformation
Tokenbridge responsibilities
- Group strategy
Shared executive leadership, with responsibility for the Group’s technology and digital-assets agenda.
- Tokenization & platform architecture
The end-to-end design connecting asset SPVs, token issuance, custody, settlement and investor-facing services.
- Technology & security governance
Architecture, cybersecurity, resilience and data-protection standards for institutional-grade operations.
- Strategic technology partnerships
Blockchain infrastructure, financial institutions, custodians and stablecoin platforms.
Selected achievements
- Built and led major elements of the Bank of Cyprus Digital Factory — over 150 professionals across five countries, delivering more than 30 digital, AI and automation products in approximately 18 months.
- As Chief Technology Officer of Eurobank Cyprus, established the bank’s technology infrastructure and digital capabilities from the ground up.
- Led the technical implementation of a new Core Banking platform at Emporiki Bank Cyprus.
- At Goldman Sachs, implemented a pioneering wireless mechanism for transmitting orders between the Goldman Sachs trading environment and the New York Stock Exchange.
- Winner, MIT 1K Competition; First Prize, University of Cyprus Entrepreneurship Competition.
Education & professional background
- Massachusetts Institute of Technology — MSc, Feedback Control Systems; Executive Program in Artificial Intelligence
- University of Minnesota Institute of Technology — BSc, Aerospace Engineering, Summa Cum Laude
- TOGAF v10; Certified SAFe 4 Program Consultant